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Get your non-binding loan offer in just a few minutes

Why wait for the future when you can start now? With N26 Credit, get a loan of 1,000 to 25,000 in minutes with zero paperwork. Use the loan payment calculator in the N26 app to find a quote that suits you best, and start living your dreams.

Stay flexible with monthly payment plans ranging from 6 to 60 months, and easily keep track of your money with our free mobile bank account. It's really as simple as that.

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Whether it's for your studies or a well-deserved break, find the perfect loan with N26 Credit. Get your individual, non-binding loan offer based on your profile and credit history in minutes.

Your loan, your terms

With plans ranging from 6 to 60 months and effective interest rates starting at 1.99% p.a., your loan is up to you. Easily check and adjust your monthly payments with the loan calculator in the N26 app.

Paperless and transparent

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After careful review, confirm your payment plan with an electronic signature. Avoid paperwork while still keeping track of your finances with our transparent loans.